Back to Basic

Currently i'm stuck with my loan applications for my housing loan. They said that ive borrowed more than i should. My first application was rejected, but im still waiting for a few more now. Banker told me that in my CCRIS, there is one loan that i have to pay for approx 2k/month. I really wonder how can that happen as the highest loan that i have to pay for my loans are around 1k. Is it related to me borrowing from islamic institutions/banking?. ill check that later....for the moment, i have to start asking my beloved government to loan my investment. hehehe..70% margin of finance?.. no effect to me as i cant borrow anymore. At the moment it's time for me to plan back my portfolio.. its time to get back to basic!